Insurance Claims Made Simple
Walking You Through The Complexity Of Insurance Claims — So Your Property Can Be Repaired Properly.
Serving Mid & North Texas - Residential & Commercial
When an insurance claim doesn’t reflect the true scope of damage, it’s easy to feel stuck or unsure of what comes next. Team Riley guides policyholders and contractors through the appraisal process to bring clarity, accuracy, and fair resolution — all within the terms of the policy.
Who We Help
Policyholders
If your insurance settlement doesn’t reflect the true extent of damage, appraisal provides a clear path forward — without litigation or prolonged disputes.
We help ensure:
Damage is fully and accurately evaluated
Policy provisions are properly applied
Settlements reflect the real cost of repair or replacement
Contractors
When an insurance estimate doesn’t align with the work required, appraisal helps establish an accurate scope and reduces friction in the claims process.
We support contractors by:
Validating legitimate scopes of work
Providing an objective resolution framework
Helping claims move forward with clarity
When Insurance Claims Don’t Add Up
After storm or property damage, you expect your insurance coverage to help you move forward. But many claims fall short — approving minor repairs when full replacement is warranted, or overlooking damage that clearly exists.
This leaves homeowners and contractors in a difficult position:
Repairs can’t move forward
Estimates don’t match reality
The process feels confusing and one-sided
You shouldn’t have to accept an outcome that doesn’t reflect the true condition of your property.
You Don’t Have to Navigate This Alone
Insurance policies include a built-in solution for situations like this — but most people aren’t told how or when to use it.
Team Riley Adjusting serves as a steady, experienced guide through the insurance appraisal process. We understand how claims are evaluated, how damage should be documented, and how to bring clarity when there’s disagreement over scope or cost.
Our role isn’t to create conflict — it’s to help the process work the way it’s supposed to.
A Clear, Policy-Backed Path Forward
Appraisal is a formal process outlined in your insurance policy to resolve disputes over the value of a claim.
Here’s how it works:
Review the Claim
We assess the loss and the insurance estimate to identify where the scope or valuation may fall short.
Invoke Appraisal
Each side appoints an independent appraiser, as allowed by the policy.
Independent Evaluation
The appraisers inspect the damage, compare findings, and work toward agreement.
Resolution
Once appraisal is complete, the agreed scope and estimate are binding under the policy.
No guesswork. No shortcuts. Just clarity.
Waiting Can Make Things Harder
Underpaid claims often stall repairs, create uncertainty, and lead to prolonged frustration. Without clarity, homeowners are left guessing — and contractors are left navigating mismatched expectations.
The appraisal process exists to prevent exactly that.
Confidence, Clarity, and a Path Forward
When appraisal is used correctly:
Damage is evaluated objectively
Scope and cost are clearly defined
Claims are resolved according to the policy
Repairs can move forward with confidence
Our goal is simple: help you move from uncertainty to resolution.
Get Clarity on Your Claim
If your insurance claim doesn’t reflect the true scope of damage, Team Riley Adjusting can help guide you through the next step.